Privacy Policy

Effective Date: September 2026

Welcome! This privacy policy ("Privacy Policy") describes the types of personal information we collect from you and other people with whom we communicate and interact via our website https://pctx.com (including both mobile and online versions) (the "Site"), including the "Request a meeting" form and other content and online services that we own and control and that post a link to this Privacy Policy, as well as communications with you that arise from your use of the Site, including by email, telephone, or video call (collectively with the Site, the "Service"), which are made available by Cadence Group, Inc. (DBA Percent Technologies), and its subsidiaries, affiliates and/or delegates (collectively, the "Percent Entities" and individually a "Percent Entity", "we" "our" or "us"). This Privacy Policy does not apply to data we receive from third parties, unless we combine such data with Personal Information (defined below) that we have ourselves collected under this Privacy Policy. This Privacy Policy does not govern the data practices of third parties that may interact with our Service.

This Privacy Policy covers the Site only. If you are given access to PCTX itself, that access, and the information collected through it, is governed by the separate agreements and privacy terms provided to you at that time.

To the extent we provide you notice on our Service of different or additional privacy policies or practices (e.g., at the point of our collection), those additional terms shall govern such data collection and use.

In addition, please review the Service's Terms of Use, which govern your use of the Service. You utilize our Service pursuant to the disclosures provided in this Privacy Policy and as required in our Terms of Use, as described below. If you do not wish for us to utilize information as disclosed in this Privacy Policy, please do not provide us with any Personal Information and do not use this Service.

1. What Information Does the Service Collect?

We only collect Personal Information that is adequate, relevant, and not excessive in relation to the purpose or purposes for which the information is collected or processed.

For the purposes of this Privacy Policy, "Personal Information" means any information that reasonably can be used to identify you as an individual person. Personal Information does not include publicly available information or information that has been anonymized, de-identified, or aggregated.

(a) Personal Information You Provide to Us

When you submit the "Request a meeting" form on the Site, we collect the following information that you choose to provide:

• Contact information: your name and work email address.
• Business information: information about the company you work for and your role, including your firm's name, your job title, your type of institution, your firm's assets under management (optional), and whether your primary interest is in offering, bidding, or both.
• Your message: anything you choose to include in the optional note field.

We may also collect information you provide when you otherwise communicate with us, for example by email or during a meeting you request through the Site. If we combine any of the above information, we will treat the combined data as Personal Information under this Privacy Policy.

We do not ask for, and ask that you not submit through the Site, financial account information, government-issued identification numbers, or other sensitive personal information.

(b) Information Collected and Stored as You Access and Use the Service

In addition to any Personal Information or other information that you choose to submit to us via our Service, we and our third-party service providers may use a variety of technologies that automatically (or passively) store or collect certain information whenever you visit or interact with the Service ("Usage Information"). This Usage Information may be stored or accessed using a variety of technologies that may be downloaded to your personal computer, browser, laptop, tablet, mobile phone or other device (a "Device") whenever you visit or interact with our Service. To the extent we associate Usage Information with your Personal Information we collect directly from you on the Service, we will treat it as Personal Information. This Usage Information may include:

• your IP address or other unique identifier ("Device Identifier");
• your Device functionality (including browser, operating system, and hardware);
• the areas within our Service that you visit and your activities there, including the pages you view, the links you click, the page that referred you to the Site, and the date and time of your visit;
• your approximate location (such as city or country), derived from your IP address;
• campaign information contained in the link you followed to the Site (such as UTM codes); and
• certain other Device data, including the time of day, among other information.

We may use various methods and technologies to store or collect Usage Information ("Tracking Technologies"). Tracking Technologies may set, change, alter or modify settings or configurations on your Device. The Tracking Technologies used on the Service may include cookies, pixels (web beacons), embedded scripts, local storage, UTM codes, and session recording. Session recording means our analytics provider may record how you interact with the Site, such as clicks, scrolling and page navigation. Information you type into form fields is masked and is not captured in these recordings.

We may use Tracking Technologies for a variety of purposes, including:

• Strictly Necessary. We may use cookies or other Tracking Technologies that we consider are strictly necessary to allow you to use and access our Service, including cookies required to prevent fraudulent activity, improve security, remember your cookie consent choices, or allow you to make use of Service functionality.
• Performance-Related. We may use cookies or other Tracking Technologies that are useful in order to assess the performance of the Service, including as part of our analytic practices or otherwise to improve the content, products or services offered through the Service.
• Functionality-Related. We may use cookies or other Tracking Technologies that are required to offer you enhanced functionality when accessing the Service, including identifying you when you return to our Service or keeping track of your specified preferences.
• Targeting-Related. We may use Tracking Technologies to deliver content, including ads relevant to your interests on our Service and third-party services based on how you interact with our advertisements and/or content. This includes using Tracking Technologies to understand the usefulness to you of the content and ads that have been delivered to you.

Further, third parties may use Tracking Technologies in connection with our Service, which may include the collection of information about your online activities over time and across third-party websites or online services as well as across your Devices. We may not control those Tracking Technologies and we are not responsible for them. However, you may potentially encounter third-party Tracking Technologies in connection with use of our Service and accept that our statements under this Privacy Policy do not apply to the Tracking Technologies or practices of such third parties. The third parties that we use on the Service are listed in Section 9 below.

Your cookie choices. Where required by applicable law, we will ask for your consent before placing cookies and similar Tracking Technologies that are not strictly necessary. Where it is available in your region, you can review or change your choices at any time through the "Cookie preferences" link in the Site footer; you can also contact us at support@pctx.com. You can also block or delete cookies through your browser settings. The Site will still work if you do, although some features may not.

(c) Information Third Parties Provide About You

We may, from time to time, supplement the information we collect directly from you on our Service with outside records from third parties for various purposes, including to enhance our ability to serve you, to tailor our content to you and to offer you opportunities that may be of interest to you. To the extent we combine information we receive from those sources with Personal Information we collect on the Service, it will be treated as Personal Information and we will apply this Privacy Policy to such combined information, unless we have disclosed otherwise. In no other circumstances do our statements under this Privacy Policy apply to information we receive about you from third parties, even if they have used our technology to collect it and share it with us.

(d) Do Not Track Disclosures

Various third parties are developing or have developed signals or other mechanisms for the expression of consumer choice regarding the collection of information about an individual consumer's online activities over time and across third-party websites or online services (e.g., browser do not track signals). Currently, we do not monitor or take any action with respect to these signals or other mechanisms, except as follows: where required by applicable law, we treat a Global Privacy Control ("GPC") signal sent by your browser as a request to opt out of the sale or sharing of your Personal Information, including through Targeting-Related Tracking Technologies, for the browser or device sending the signal.

2. How Do We Use the Information Collected?

We rely on one or more legal bases to process your Personal Information under applicable law. We may process Personal Information (i) as necessary to perform our contractual obligations to you; (ii) as necessary to pursue our legitimate interests; (iii) as necessary for our compliance with our legal obligation such as a request or order from courts, law enforcement or other government authorities; and/or (iv) with your consent, including to send you marketing email messages and other information that may be of interest to you.

Legitimate business interests. We may collect, process, and maintain personal data to pursue the legitimate business interests outlined below. To determine these legitimate interests, we balance our legitimate interests against the legitimate interests and rights of you and others. We may use your Personal Information for the following legitimate business interests:

• to respond to your meeting request, to schedule and hold the meeting, and to route your request to the appropriate person within the Percent Entities;
• to understand which firms are interested in PCTX and to follow up with you about PCTX;
• to provide you with information such as to send you electronic newsletters or to provide you with promotional and marketing materials on behalf of us, including to let you know about new products, services or upcoming events;
• to manage risk, or to detect, prevent, and/or remediate fraud or other potentially prohibited or illegal activities;
• to manage and protect our information technology infrastructure;
• to provide the Service;
• to improve the Service, marketing endeavors or our Service offerings, including to measure how the Site performs and which channels bring visitors to it;
• to customize your experience on the Service or to serve you specific content or ads that are relevant to you;
• to contact you with regard to your use of the Service and, in our discretion, changes to the Service and/or Service's policies;
• to identify your product and Service preferences so that you can be informed of new or additional products, services and promotions;
• to improve the overall experience at the Service;
• where it is necessary to comply with our legal and regulatory obligations;
• for quality, regulatory compliance, business analysis, training and related purposes, consistent with our legitimate interests, in the monitoring and recording of calls and other communications;
• for the investigation and assertion of our legal rights; and
• for internal business purposes.

3. How and When Do We Share Information with Third Parties?

We do not sell your Personal Information.

We may share non-Personal Information, such as aggregated user statistics, with third parties. Further, we may share your Device Identifiers and data related to you and your activities with our vendors and service providers for our business purposes. We may additionally disclose your information as follows:

(a) Third Parties Providing Services on our Behalf.

We may use third-party vendors to perform certain services on behalf of us or the Service, such as: (i) to assist us in Service operations; (ii) to manage a database of customer information; (iii) hosting the Service; (iv) designing and/or operating the Service's features; (v) tracking the Service's activities and analytics; (vi) managing your cookie consent choices; (vii) enabling us to send you communications or perform other administrative services; and (viii) other services designed to assist us in maximizing our business potential. We may provide these vendors with access to user information, including Device Identifiers and Personal Information, to carry out the services they are performing for you or for us. Third-party analytics and other service providers may set and access their own Tracking Technologies on your Device and they may otherwise collect or have access to information about you, potentially including Personal Information. We are not responsible for those third-party technologies or activities arising out of them. However, some may offer you certain choices regarding their practices, and information we have been informed of regarding such choices is available in Section 9 below. We are not responsible for the effectiveness of or compliance with any third parties' opt-out options.

(b) To Protect Our Rights.

We may access, use, preserve, transfer and disclose your information (including Device Identifiers and Personal Information) to third parties: (i) to satisfy any applicable law, regulation, subpoenas, governmental requests or legal process if in our good faith opinion such is required or permitted by law; (ii) to protect and/or defend the Service's Terms of Use or other policies applicable to the Service, including investigation of potential violations thereof; (iii) to protect the safety, rights, property or security of the Service or any third party; and/or (iv) to detect, prevent or otherwise address fraud, security or technical issues. Further, we may use IP address or other Device Identifiers to identify users and may do so in cooperation with third parties such as copyright owners, internet service providers, wireless service providers and/or law enforcement agencies, including disclosing such information to third parties, all in our discretion, subject to applicable law. Such disclosures may be carried out without notice to you.

(c) Affiliates and Business Transfer.

Certain Percent Entities may share Personal Information among other Percent Entities in connection with rendering Services that you have requested, including responding to your meeting request. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Service or applicable database; or (ii) in connection with a merger, consolidation, restructuring, the sale of substantially all of our interests and/or assets or other corporate change, including, during the course of any due diligence process.

(d) Advertising Partners.

We may permit advertising partners to set Targeting-Related Tracking Technologies on the Service to deliver ads relevant to your interests on other websites and online services, as described in Section 1(b). Under some state privacy laws, this may be considered "sharing" of Personal Information for targeted or cross-context behavioral advertising. You can opt out through the "Cookie preferences" link in the Site footer where it is available in your region, by enabling Global Privacy Control in your browser where we honor it as described in Section 1(d), or by emailing support@pctx.com, as described in Sections 1(b), 1(d) and 6(b).

4. Does Third-Party Content, Links to Third-Party Sites, and/or Third-Party Apps Appear on the Service?

When you are on the Service you may be directed to other sites and apps that are operated and controlled by third parties that we do not control. We are not responsible for the data collection and privacy practices employed by any of these third parties or their sites or apps and they may be tracking you across multiple online services and may be sharing the results of that tracking with us and/or others. These third parties may have their own terms of service, privacy policies or other policies and ask you to agree to the same. For example, if you "click" on a link, the "click" may take you off the Service onto a different location. These other online services may associate their Tracking Technologies with you, independently collect information about you, including Personal Information, and may or may not have their own published privacy policies. We are not responsible for these third-party privacy policies or the practices of third-party owners. Be sure to review any available policies before submitting any personally identifiable information to a third-party application or otherwise interacting with it and exercise caution in connection with these applications. We also encourage you to note when you leave our Service and to review the third-party privacy policies of all third-party locations and exercise caution in connection with them.

5. What Should Parents Know About Children?

We are committed to protecting children's privacy in the interactive world. The Service is intended for professionals and is available only to individuals who are at least 18 years of age and the age of majority in their jurisdiction of residence, in accordance with our Terms of Use. As such, we do not anticipate collecting personal information from individuals under the age of 18, including any such collection that would require parental notice and consent under the Children's Online Privacy Protection Act ("COPPA"). If you are under the age of eighteen (18) years of age, or otherwise under the age of majority in your jurisdiction of residence, you are not permitted to use the Service and should not send any information about yourself to us through the Service. In the event that we become aware that we have collected personal information from any child, we will dispose of that information in accordance with COPPA and other applicable laws and regulations. If you are a parent or guardian and you believe that your child under the age of thirteen (13) has provided us with personal information without COPPA-required consent, please contact us at: support@pctx.com.

6. Your Rights and Choices

(a) How Do I Change My Information and Communications Preferences?

You are responsible for maintaining the accuracy of the information you submit to us. You may ask us to review, correct or update Personal Information you have provided through the Service by contacting us by email at: support@pctx.com. If so, we will make good faith efforts to make requested changes in our then active databases as soon as reasonably practicable (but we may retain prior information as business records). Please note that it is not always possible to completely remove or delete all of your information from our databases and that residual data may remain on backup media or for other reasons. You may cancel or modify our email marketing communications you receive from us by following the instructions contained within our promotional emails. This will not affect subsequent subscriptions and if your opt-out is limited to certain types of emails the opt-out will be so limited. Please note that we reserve the right to send you certain communications relating to your request or use of our Service, such as administrative and Service announcements, and these transactional messages may be unaffected if you choose to opt-out from receiving our marketing communications. If you have any questions about the Privacy Policy or practices described in it, you should contact us in the following ways:

Postal Mail:
Cadence Group, Inc. (DBA Percent Technologies)
909 Third Ave #968, New York, NY 10150

Email:
support@pctx.com

(b) Your Privacy Rights

In certain circumstances, depending on your residency, you may be entitled to the following data protection rights regarding your Personal Information:

• Right to access. You may have the right to access (or "right to know") your own Personal Information and receive information about how it is collected, used, disclosed, and/or sold, as may be applicable.
• Right to rectification. You may have the right to request that Percent have inaccurate Personal Information rectified, blocked, erased, or destroyed if your complaint is upheld.
• Right to delete. You may have the right to request that Percent delete your Personal Information in certain circumstances.
• Right to opt-out of sales or otherwise restrict processing. You may have the right to request that Percent cease processing your Personal Information in certain circumstances, including to opt out of targeted advertising. You can opt out of targeted advertising at any time through the "Cookie preferences" link in the Site footer where it is available in your region, by enabling Global Privacy Control in your browser where applicable law requires us to honor it, or by emailing support@pctx.com.
• Right to stop direct marketing. You may have the right to request that Percent cease or not begin direct marketing targeting of you.
• Right to non-discrimination. You may have the right not to receive discriminatory treatment for the exercise of the privacy rights described above.

Any request you submit to us is subject to an identification and residency verification process ("Verifiable Consumer Request") as permitted or required by applicable law. We will not fulfill your request unless you have provided sufficient information that enables us to reasonably verify that you are the individual about whom we collected the Personal Information. In order to verify you, you must provide us with your full name and email address. These rights are also subject to various exclusions and exceptions under applicable laws.

Where the processing of your Personal Information is based on your previously provided consent, you have the right to withdraw your consent at any time. If you would like to exercise any of these rights, please submit a written request using the contact information provided at the end of this Privacy Policy.

If you are a California resident, please review our California Privacy Notice Addendum (below) for further information regarding your privacy rights.

7. Data Security and Retention

We do not keep Personal Information for any longer than we need or are required to by law or regulation. To that end, we periodically review the Personal Information that we retain and erase or anonymize that information when it is no longer needed.

We work hard to incorporate commercially reasonable safeguards to help protect and secure your Personal Information. However, no data transmission over the Internet, mobile networks, wireless transmission or electronic storage of information can be guaranteed to be 100% secure. Please note that we cannot ensure the security of any information you transmit to us, and you use our Service and provide us with your information at your own risk.

8. International Data Transfers

We may transfer Personal Information to or from the United States or other countries from which the Personal Information was collected for storage, processing, and use by Percent. Those countries may have data protection rules that are different from those of your country. We will take measures to ensure that any such transfers comply with applicable data protection laws and that your personal data remains protected to the standards described in this Privacy Policy. Personal Information transferred to another country may be subject to lawful access requests by courts, law enforcement agencies, or other government authorities in those other countries. Where applicable law requires us to ensure that an international data transfer is governed by a data transfer mechanism, we use EU Standard Contractual Clauses or another mechanism permitted by applicable law.

If you are located outside of the United States, please be aware that the Personal Information we collect will be processed and stored in the United States, a jurisdiction in which the data protection and privacy laws may not offer the same level of protection as those in the country where you reside or are a citizen. We will ensure application of the same standards of privacy protection as set out in this privacy policy regardless of the international transfer or processing of personal data.

9. Third-Party Tracking Technologies on the Service

The following third parties that collect information from you on the Service have given us notice that you may obtain information on their policies and practices, and in some instances opt-out of certain of their activities, as follows:

If we use advertising partners on the Service, we will list them in this chart.

PLEASE NOTE: We are not responsible for third-party policies or practices. We try to keep this information current and will add to and subtract from the chart above as appropriate, but it is provided as a courtesy and may not be current or accurate. Please contact the relevant third parties regarding their privacy and data security policies and practices.

10. What about Changes to the Privacy Policy?

We reserve the right to change this Privacy Policy at any time. Any changes will be effective immediately upon the posting of the revised Privacy Policy and your use of our Service indicates your consent to the privacy policy posted at the time of use. However, we will not use your previously collected Personal Information in a manner materially different than represented at the time it was collected without your consent. To the extent any provision of this Privacy Policy is found by a competent tribunal to be invalid or unenforceable, such provision shall be severed to the extent necessary for the remainder to be valid and enforceable.

11. Complaints

We take very seriously any complaints we receive about our use of Personal Information. If you have questions, comments, requests, or complaints regarding this Privacy Policy, or wish to discuss your data protection rights with us, please contact us using the information below.

12. Contact Us

To exercise any of your rights or if you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us using the following information:

Email:
support@pctx.com

Address:
Cadence Group, Inc. (DBA Percent Technologies)
909 Third Ave #968, New York, NY 10150

1. Personal Information We Collect

For the purposes of this Notice, except where a different definition is noted, "Personal Information" means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California consumer/resident or household. Personal information does not include publicly available information, information that has been de-identified or aggregated, or other information covered by certain sector-specific privacy laws. Percent may collect, or has collected, the following categories of Personal Information about California residents through the Site over the last twelve (12) months:

• Identifiers, which includes your name, email address, and online identifiers as detailed above including IP address or device IDs.
• Information relating to Internet activity or other electronic network activity, which includes the information disclosed in Section 1(b) above ("Usage Information").
• Geolocation data, which includes your approximate location derived from your IP address.
• Professional or employment-related information, which includes information about the company you work for; business contact information; your job title; your type of institution; and your firm's assets under management, if you choose to provide it.

We do not collect sensitive personal information through the Site.

2. How We Use Your Personal Information

We use the Personal Information we collect about you for the business purposes outlined in Section 2 above.

3. Sources of Personal Information

We may collect Personal Information about you from the following categories of sources:

• From you, including via our Site, email, telephone, or video call
• Our affiliated businesses and brands
• Our service providers, including our communications and analytics providers

We may supplement the information described above with information we obtain from other sources, including from both online and offline data providers.

4. Who We Share Personal Information With

We limit our disclosure of the categories of Personal Information identified above to our service providers for one or more business purposes, as described in Section 3 of this Privacy Policy. We do not sell your Personal Information to third parties. If we use advertising partners on the Service, their Targeting-Related Tracking Technologies may result in the sharing of Identifiers and Internet activity information for cross-context behavioral advertising. You may opt out of this sharing as described below. We do not have actual knowledge of collecting, selling or sharing any personal information of California residents under the age of 16.

5. Your Privacy Rights

California residents from whom we have collected Personal Information that is subject to the CCPA as described in this Notice may have the following rights under applicable California law in relation to your Personal Information, subject to certain exceptions:

• Right to Know. You have the right to request what Personal Information we collect, use, disclose, and/or sell, as applicable.
• Right to Delete. You have the right to request the deletion of your Personal Information that is collected by us.
• Right to Correct. You have the right to request that we correct inaccurate Personal Information that we maintain about you.
• Right to Opt-Out of Sale or Sharing. You have the right to opt-out of the sale of your Personal Information, or its sharing for cross-context behavioral advertising, by a business. We do not sell Personal Information. To opt out of sharing, use the "Cookie preferences" link in the Site footer or enable Global Privacy Control in your browser, which we honor as a valid opt-out request.
• Right to Non-Discrimination. You have the right not to receive discriminatory treatment for the exercise of the privacy rights described above.

Any request you submit to us is subject to an identification and residency verification process ("Verifiable Consumer Request") as permitted by the CCPA. We will not fulfill your request unless you have provided sufficient information that enables us to reasonably verify that you are the consumer about whom we collected the personal information. In order to verify you, you must provide us with your full name and email address. These rights are also subject to various exclusions and exceptions under applicable laws.

You may also designate an authorized agent, in writing or through a power of attorney, to request to exercise the above rights on your behalf. The authorized agent may submit a request to exercise these rights by emailing the letter of authorization or power of attorney using the contact information provided at the end of this Policy.

We will respond to your request within forty-five (45) days after receipt of a Verifiable Consumer Request. We reserve the right to extend the response time by an additional forty-five (45) days when reasonably necessary and provided consumer notification of the extension is made within the first forty-five (45) days.

You may exercise any of the rights described in this section by emailing support@pctx.com or by mail to Cadence Group, Inc. (DBA Percent Technologies), 909 Third Ave #968, New York, NY 10150.